Applicant who will be graduating within 6 months or who has graduated within the last 12 months from an accredited 2 or 4 year college ,graduate school (including Doctorate), nursing school, or trade school.
Applicant must provide proof of graduation-either a diploma copy or current transcript for the student who will be graduating within the next 6 months.
Customer Credit Qualifications
Individual applications only.
Payment-to-income cannot exceed 15% of gross income.
No derogatory credit history, past or present. No bankruptcies, foreclosures, or repossessions on any credit bureau report pulled by JP Morgan Chase.
Employment/Income
Applicant must have proof of employment and income. If employment has not yet started, a letter from the future employer that shows a start date within 90 days of the current date and salary is required, along with verbal verification from current or future employer.